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Sunday, 10 November 2013

Vietnam Medical Insurance For Expatriates

Today, maintaining healthcare costs as an expatriate could be ridiculous high for those average salary earner. It is not unusual to fork out US$1000 a month to protect yourselves in the case of a life-threatening event such as cancer or any critical illness if you do not have employer-paid health insurance. And if you need to extend your hospital stay, you may find your bill to amount to hundreds of thousands of dollars in medical care, not to mention ongoing requirements of prescription drug costs which may amount to hundreds of dollars for a single prescription, which you likely need to pay every month.

Although the government provide incentives to the public in the form of tax benefit to advance affordable health insurance for small business enterprise employees in group plans, few employers have availed themselves of this option. It is plainly too expensive. Small business owners as a foreign registered company are already strapped and the tax breaks offered do not measure up well.

This leaves the expatriates working in Vietnam's small and medium enterprises in the limbo. If you are driven to pay for your own insurance premiums, you may well find yourself in the situation of choosing between eating and being insured properly - so which is more important? Actually, there is no such thing as an affordable health insurance. If you are unfortunate enough to suffer a costly medical treatment, you may even have to go bankrupt just to stay alive. Life is just miserable when you are sick.

If your personal income falls at or goes below the poverty level, you may find yourself being able to qualify for affordable health insurance. Most countries have government funded insurance programs which helps pay for treatment in the case of life threatening conditions. You are then allowed medical treatment on a level that sustains life, but are disallowed certain privileges or procedures. Insurance premiums are determined on a sliding fee scale, depending on the total household income and the number of individuals in your family. Such premiums do fit the description of affordable health insurance, but are somehow lacking in the quality of care you can receive.

With Vietnam still growing as a strong economy into the global economy, getting good health insurance is a hot debate issue. However with a strong and wide Bupa hospital network, you can find yourself a peace of mind to trust on the Bupa Brand with over 15 million people in 195 countries. Bupa strong vision for 2020, is the new focus on the 5 market units to serve all our customers well and advanced.


The Basic Health Insurance Plans also includes:


  • Access to over seven thousand hospital networks around the world.
  • Have multilingual helpdesk for a 24 hours medical helpline.
  • Small cash plans which help you recover money spent on trips to the dentist or optician.
  • Private Medical Services on demand.
  • Healthcare assessment are done by healthcare professionals.
  • Care management and analytic services in select countries.

Ultimately,  keep yourself away from the hospital and the doctor. The less you use your coverage and the lower your rates will be. Make sure to invest some time and money into a healthy lifestyle living. You will benefit physically and emotionally, ultimately you will benefit financially through a healthy body and mind.

Learn about Bupa Health insurance and compare healthcare quotes with other top insurers with Us. You can drop an email to us at bupavietnam@gmail.com.

Saturday, 9 November 2013

Mystery Skin Disease Kills 19 In Vietnam

A mystery skin infection, which has killed 19 people and affected hundreds, has left Vietnamese health authorities baffled. Vietnam is now asking for help from abroad to find out what exactly this disease is, what the cause is, and how to effectively treat it and stem its spread. Over 170 cases have been reported in Quang Ngai province, in the center of the country.

Patients start off with a high fever, loss of appetite, and a rash on the soles of their feet and palms of their hands. They can suffer liver problems, and eventually multiple organ failure. Local media inform that approximately 10% of infected people suffer from serious liver disorder.

Despite what it describes as extensive investigations, the country's Health Ministry does not know what the cause of the infection is.

Thanh Long, Vietnam's Deputy Health Minister, said: "This disease is challenging as we have not identified the root causes. If it is just an external skin disease why is it causing deaths and failures inside internal organs?"

The baffling skin infection initially affected people last year, but appeared to die out. Last month, however, it surfaced again.

Once the infection has set in, it is extremely difficult to treat effectively. If patients are treated early on, they have a good chance of being cured, health authorities inform.

According to local media, chemicals are suspected as the most likely culprits. However, laboratory tests carried out by the health ministry have come to a dead end. In another local report, further tests should provide some results within the next ten days.

The Vietnamese government is asking the US CDC (Centers for Disease Control and Prevention) as well as WHO (World Health Organization) to help find out what the cause might be.

Nearly 100 people are currently in hospital, being treated for this mystery disease - ten of them are described as "critical". Hospitals inform that those with milder signs and symptoms can be treated at home.

Twenty-nine patients who were effectively treated, have become ill again with the same symptoms.

Tarik Jarasevic, of WHO, in an interview with CBS, said:

"WHO is in contact with the Ministry of Health about this event and is ready to provide technical support. We are not aware of any reports of similar symptoms elsewhere in Viet Nam. The reports would suggest that the incident is localized and restricted to Ba To district."

Monday, 21 October 2013

Vietnam man has 90-kg tumor successfully removed

Vietnamese and foreign doctors have successfully removed a 90-kilogram tumor from a man in a 10-hour operation at Ho Chi Minh City’s FV Hospital Thursday.

Dr. McKay McKinnon (C), a renowned American plastic surgeon, leads the operation to remove a 90-kilogram tumor from Nguyen Duy Hai on Jan 5.
Nguyen Duy Hai, 32, of Dalat underwent the operation to remove easily the biggest tumor ever recorded in Vietnam.

The surgery started at 8:55 a.m. and ended at 7:30 p.m., and was broadcast live by US’ Morningstar Entertainment.

Hai’s mother Nguyen Thi Cho Con, who was watching the surgery on a TV screen outside the operation room, burst into tears when it ended upon seeing Hai’s heart beating.

“I am walking on clouds now,” she said.

Dr. McKay McKinnon, a renowned US plastic surgeon, led the surgery team.

Dr. Gerard Desvignes, medical director of FV Hospital, had said earlier that tests showed the patient was in good enough health for such a risky surgery.

Hai will remain in the intensive-care unit for at least a week now. Doctors hope his heart and lungs will function normally.

The treatment is estimated to cost VND420 million (US$19,970), but FV Hospital has charged only VND252 million, which was contributed by the Dalat City Red Cross and other donors.

Dr McKinnon performed the surgery free of charge.

Hai has been diagnosed with neurofibromatosis type I (NF-1), formerly known as von Recklinghausen disease, a genetic disorder.

Source:

Private Medical Insurance for Expatriates in Asia Countries


In today's competitive Asian economy, as you are busy working and balancing your career, family and life, your health tends to be neglected even before you hit your fifties.

Health Insurance today is no longer a choice. If you are looking for a comprehensive expatriate healthcare cover for you or your family, you should go for a Bupa Health Insurance plan. This plan is an international cover and takes care of you wherever you are living or working abroad. Your health is very much your business just as your career and family. You need to have that assurance and confidence that you and your family is adequately covered for medical treatment.

There are a few medical insurance companies nowadays. However a few comes into the expertise of Bupa, which was established in 1947 as the British United Provident Association. Bupa is currently it is the largest health insurer in the UK and is present in five continents of the world. The policies they have and their service delivery are that of a world class standard if you choose to have your health insured with Bupa.

With the medical background of the organization, Bupa is one of the few insurance companies to understand the complexities arising from health issues. You would be surprise to see the level of support the insurer provides. From an individual cover to their corporate health covers by Bupa, you could see the way the policy covers every aspect of modern healthcare. For a cover called the worldwide health option, even traditional Chinese Medicine is covered.


The Basic Health Insurance Plans also includes:


  • Access to over seven thousand hospital networks around the world.

  • Have multilingual helpdesk for a 24 hours medical helpline.

  • Small cash plans which help you recover money spent on trips to the dentist or optician.

  • Private Medical Services on demand.

  • Healthcare assessment are done by healthcare professionals.

  • Care management and analytic services in select countries.


Ultimately,  keep yourself away from the hospital and the doctor. The less you use your coverage and the lower your rates will be. Make sure to invest some time and money into a healthy lifestyle living. You will benefit physically and emotionally, ultimately you will benefit financially through a healthy body and mind.

Learn about Bupa Health insurance and compare healthcare quotes with other top insurers with Us. You can drop an email to us at bupavietnam@gmail.com.

Wednesday, 25 September 2013

Fortis Intl to sell Dental Corp stake to UK’s Bupa for A$270 million

Fortis Healthcare International, a subsidiary of Fortis Healthcare, is to sell its 64 per cent stake in Dental Corporation Holdings Ltd, Australia, to UK’s healthcare major, Bupa. 

The deal, which is expected to be completed in March, was made for 270 million Australian dollars (around Rs 1,500 crore). Fortis had bought the shares of DCH in two separate deals, worth a total of about A$200. 

The Executive Chairman and Executive Vice-Chairman of Fortis Healthcare, Malvinder Singh and Shivinder Singh, said in a release that the move is “good” for Fortis. 

“We are decisive in our response and bold in our actions,” the brothers said, and added that the decision will help the company to consolidate its presence as one of the fastest growing healthcare companies in the region. 

Fortis bought 25.6 per cent shares of DCH in January 2011. The company said it had added “considerable value” to the business, growing its dental practices from 140 to 190 in Australia and New Zealand. 

“The model however has remained confined to the two countries and in spite of exploration and backing has found limited acceptance in other Fortis geographies, as originally envisaged,” the release added. 

Fortis Healthcare Ltd’s businesses span diagnostics, primary care, day-care specialty centres, and hospitals. Apart from India, it has presence in Australia, Canada, the UAE, Hong Kong, Mauritius, Nepal, New Zealand, Singapore, Sri Lanka and Vietnam.